If someone ask me now what financial planning, I don’t know how to answer, because now I am on my own thing is a little planning also have no, actually I think this also nothing bad, at least I won’t feel anything, but many of my friends say you are not, at least you are going to have financial planning, otherwise you don’t know yourself where their money goes, I think they are right, but I just don’t know how to change my hair disease, so say I now still very contradictory.